|
About Us |
Contact Us |
FAQ |
Articles
Debt Relief through Credit Counseling
Credit counseling can help you determine how serious your
financial situation is. It can also provide hope by helping you
discover options for improving your finances and your credit.
When you work with a credit counselor, you provide details
about your credit card accounts and unsecured personal loans.
Effective credit counselors will also want to know about your
secured debts such as car loans and mortgages.
Our counselors want to understand all of your financial
obligations so that we can adequately evaluate your financial
situation. We will help you develop a budget so that we know
what you have available for debt repayment.
Detailed Financial Analysis
Our counselors will be able to supply you with a detailed
financial analysis that reflects the nature of your debt as well
as the potential interest costs of different repayment
strategies. We will furnish a comprehensive budget that you can
use to understand your current cash flows and to better plan for
future expenses.
Personal Financial Network has never charged for this
financial analysis. Rather, we provide this as a public service.
Our goal is to help you become an informed consumer and to
improve your financial situation.
Evaluation of Options
Our discussion of your financial situation will include a
breakdown of potential options for debt relief. We will help you
evaluate the feasibility of each option so that you understand
how various solutions could help with credit card debt and other
financial obligations.
Our first priority will be to determine the likelihood that
you can repay your debts on your own. We can discuss strategies
that you can use to successfully eliminate your credit card debt
on your own.
If you are unable to realistically complete a self-directed
plan, then we can tailor a debt management plan to improve your
chances of debt repayment. Sometimes a lower payment and lower
interest rates can really help you get ahead.
Some consumers wait until it is too late to contact us. Even
so, we still help them understand what bankruptcy might entail.
We do not refer clients to attorneys, but we do make sure that
you understand that bankruptcy could be an option.
Ongoing Support
You can feel confident that you have an ally in your
financial counselor at Personal Financial Network. We want to
help you gain the financial freedom that you desire. You may
contact us with additional questions or to keep us updated with
new developments.
If you prefer to commit to a debt management plan, we will
match you with a capable Account Advisor team that will follow
your progress over the next few years. We enjoy following the
successes of our past clients and hope that we can help you
achieve the financial freedom that our previous clients are now
relishing. Let us help you begin a new financial future and
break free from credit card debt forever. |
